Hi Friends,This is a CRAZY time for everyone and for many reasons, but also especially in the mortgage industry. We're experiencing crazy time mortgage rate lows.I have had over 100 new loan requests in the last two weeks, which is [...]
Top Producer Awards for 2019 & 2020!During my years as a mortgage consultant with C2 Financial, I beat a personal record with these top producer awards — all thanks to you, my clients!2019: #1 C2 Financial agent in the Bay [...]
Hello, friends. Here's my monthly update on the outlook for current rates in general, but first — information about loans for first-time home buyers. Skip to Current Rates here. Loans for First Time BuyersWith rates falling again and a [...]
The Maze of Tough Loan CasesI recently closed a very difficult transaction that, if any number of lenders had applied common sense, should have been easy to close.As many of you know if you've read my About Mortgage Loans page, [...]
Here's my monthly update on the outlook for current rates in general, but first — news about loans for self-employed home buyers. Skip to Current Rates here. Loans for Self-Employed Stated Income Loans More new mortgage products have been [...]
I have news this month on loans for seniors and veterans, but first let's look at the overall outlook for December. End of Year Mortgage Rates Hello, Friends. Mortgage interest rates continue to be around 1.125% lower now than [...]
I'd like to share something that happened to me this past week that will help explain how ethical business practices extend to others in my industry, not just borrowers. I got a call from a potential borrower who wanted to [...]
Fed Cuts Rate and Refinancing Goes Nuts! The Federal Reserve cut their target interest rate, the Fed Funds, by .25% at the conclusion of their two-day Open Market Committee Meeting on September 19th. This rate cut was anticipated by [...]
Hello Friends, here's my market rates email list update for August 2019.Federal Reserve Rate CutThe Federal Reserve did cut their target rate .25% yesterday, July 31st, as anticipated. They also ended their balance sheet reduction plan two months early than [...]
HELOC vs. refinance: Which is better for a cash-out loan? Is a home equity line of credit (HELOC) or a refinance of your principal mortgage the better option for you?Market Rate Can Help You ChooseA recession in 2020 could see [...]
