Our Founder & CEO, Vic Joshi
Viral “Vic” Joshi, Founder and CEO of Straight Deal Mortgage, has dedicated his career to helping clients secure the best mortgage deals. With a deep understanding of the industry’s complexities and a passion for client advocacy, Vic has become a trusted name in mortgage lending. His experience spans all types of mortgage products, from conventional loans to specialized options like reverse mortgages.
- Extensive experience in Purchase Loans, Refinance, and Reverse Mortgages.
- Recognized for his client-first approach and commitment
to fiduciary responsibility. - A proven track record of success, with hundreds of satisfied clients across multiple states.
#1 Producer
Licensed
LicensedOur Mission and Values
At Straight Deal Mortgage, our mission is to empower homebuyers and homeowners by offering straightforward, honest mortgage solutions that align with their financial goals. We believe in putting our clients’ best interests first, ensuring they receive the guidance and support needed to make informed decisions.
We Are
Straight Deal Mortgage
Straight Deal Mortgage is a full-service mortgage brokerage committed to helping clients navigate the complex mortgage landscape with confidence and clarity. Founded by current CEO Vic Joshi, a seasoned mortgage professional with decades of experience, our company is built on a client-first approach.
- Over 27 years in the mortgage industry.
- Independent and client-focused, unlike direct lenders tied to specific products.
- Committed to providing unbiased advice tailored to each client’s unique needs.
How We Work
At Straight Deal Mortgage, we guide our clients through the mortgage process with care and precision. From the initial consultation to closing, our goal is to make the process as smooth and stress-free as possible. We take the time to understand your financial situation, explain your options, and help you choose the best loan product for your needs.
What Our Clients Say About Us
Hear directly from our clients about their experiences working with Straight Deal Mortgage. Our commitment to providing exceptional service and securing the best mortgage deals is reflected in the testimonials of those we’ve helped achieve their homeownership dreams.
“Vic got us through a complicated deal. Although we encountered several unexpected hurdles along the way, we still ended up closing a day early with a good deal on the mortgage thanks to Vic’s diligence. Vic’s knowledge, expertise and attention to communication kept our stress level down throughout the process.”
“Vic and his office are amazing. They are easy to work with, professional, honest, communicative, and are not in it for themselves. You can count on his advice being in YOUR best interest, and you can count on things going smoothly. Highly recommend. I have used him multiple times for everything from purchases, to HELOANS, to REFIs, and he is the only person I would use in the future. 100% recommend.”
“Vic was wonderful & incredibly helpful from start to finish during our home buying process. He was so knowledgeable & put us as a priority each day. He was quick to answer any and all of our questions and explain transaction steps in an understandable way. He gets a 10/10 and we will use him again for our next home purchase!”
Our Credentials
Straight Deal Mortgage is fully licensed and certified to operate in multiple states, ensuring compliance with all relevant regulations. Our certifications reflect our commitment to maintaining the highest standards in the mortgage industry.
- Licensed in Washington, Oregon, California, Hawaii,
Colorado, Texas, and Florida. - Committed to ongoing professional development and
compliance with state and federal regulations.
I’m an avid scuba diver and certified Rescue Diver. Eventually I’d like to become a dive instructor so I can share the joys of this ocean sport with others.
I give back to the Monterey Bay Aquarium, Divers Alert Network (DAN), and the National Outdoor Leadership School (NOLS). I’m also a longtime Warriors fan.
Home Office
My home penthouse office is located on Telegraph Avenue in the Temescal neighborhood in Oakland, California, but I transact loans throughout California, Colorado, Hawaii, Oregon, Washington, Texas and Florida. I do my best to be available to talk or meet with clients whenever it works for their schedule.
